For sole traders and landlords · free

Do your own Making Tax Digital, without the jargon.

Upload your bank statements and receipts, check the totals, and send your quarterly updates and final declaration to HMRC. AATAX tells you what’s due and when, in plain English.

No card details. Sign up with just your email.

Illustrative figures. Due dates follow HMRC’s published MTD schedule.

Who’s in scope, and when

Sole traders and landlords registered for Self Assessment.

  1. Phase 1In effect
    6 April 2026
    Qualifying income over £50,000
  2. Phase 2
    6 April 2027
    Qualifying income over £30,000
  3. Phase 3
    6 April 2028
    Qualifying income over £20,000
What AATAX does for you

Everything HMRC asks of you, one clear step at a time.

  • Connects to your HMRC account

    Sign in with your HMRC details once. AATAX finds your self-employment and property income for you.

  • Your records, from your documents

    Upload bank statements and receipts. AATAX reads the transactions out for you to check and put into categories.

  • Quarterly updates in a few clicks

    See your running totals for each income source, confirm they look right, and send them to HMRC.

  • Finish the year with confidence

    Add other income, see the tax HMRC works out before you commit, then send your final declaration.

How it works

From sign-up to your final declaration.

  1. 01

    Sign up

    Enter your email and we send you a code. No password and no card details.

  2. 02

    Connect HMRC

    Sign in to HMRC to let AATAX send updates for you. Your HMRC password stays with HMRC.

  3. 03

    Add your records

    Upload bank statements and receipts, then check the categories.

  4. 04

    Send to HMRC

    Send each quarterly update, then your final declaration after the tax year ends.

Pricing

Free for individuals.

Sole traders and landlords use AATAX free of charge to keep digital records and send everything HMRC needs.

Individuals

Free

no subscription, no card

For sole traders and landlords doing their own Making Tax Digital for Income Tax.

  • Digital records for your income and expenses
  • Quarterly updates submitted to HMRC
  • Final declaration submitted to HMRC
  • Your deadlines and what to do next, always in view
Common questions

Short answers to the questions people ask first.

Still something unresolved?

The help centre has longer treatments of each topic, or talk to us directly.

Do I need to use Making Tax Digital?

If you are a sole trader or landlord registered for Self Assessment, Making Tax Digital for Income Tax applies to you from 6 April 2026 if your qualifying income is over £50,000, from 6 April 2027 if it is over £30,000, and from 6 April 2028 if it is over £20,000. HMRC writes to people who need to join.

Is AATAX really free?

Yes. Individual taxpayers can keep their records and send their quarterly updates and final declaration to HMRC through AATAX free of charge. There is no subscription and we never ask for card details.

What do I need to get started?

An email address, your National Insurance number, your postcode, and the Government Gateway user ID and password you use to sign in to HMRC online.

Do I need to understand tax to use it?

No. AATAX tells you what is due next and explains each step in plain English. Before anything is sent, you see the figures and confirm they are right.

What kinds of income can I include?

Self-employment, UK and overseas property income, plus a job paid through PAYE, UK bank interest, dividends, pension contributions and Gift Aid at the end of the year. Capital gains, foreign income and partnerships are not supported yet.

Is my data safe?

Your documents are stored encrypted and we connect to HMRC through its official Making Tax Digital service. You can disconnect AATAX from your HMRC account at any time.

Your next HMRC deadline, already in hand.

Sign up with your email, connect HMRC, and see exactly what's due and when.